Buying a home in Ontario comes with land transfer tax, and buyers purchasing within the City of Toronto may also have to pay Toronto’s municipal land transfer tax. Use our Ontario Land Transfer Tax Calculator to estimate the taxes that may apply to your purchase, including potential first-time home buyer rebates. Enter your purchase price below to get an estimate of your land transfer tax and better understand the closing costs involved in buying a home.


Real Estate Tool

Land Transfer Tax
Calculator

Ontario land transfer tax and Toronto municipal land transfer tax, including Toronto residential rates effective April 1, 2026.

Property Location & Buyer Type
Estimated Tax Breakdown
Ontario LTT
$0
Provincial land transfer tax
Toronto MLTT
Not selected
Select City of Toronto above
Estimated Land Transfer Tax
Ontario LTT
$0
Bracket Rate Taxable Amount Tax
Important: This calculator provides an estimate for typical Ontario residential purchases containing one or two single-family residences. Toronto municipal land transfer tax is included only when the City of Toronto option is selected. First-time buyer refunds and rebates are estimated assuming full eligibility. Non-Resident Speculation Tax, Municipal Non-Resident Speculation Tax, HST, legal fees, adjustments, and other closing costs are not included. Tax rules and individual circumstances can vary. Confirm your actual tax obligation with your real estate lawyer before completing a purchase.

How Does Land Transfer Tax Work in Ontario?

When you purchase a property in Ontario, land transfer tax is generally payable when the property transfer is registered. The amount depends on the purchase price of the property. Buyers purchasing a property within the City of Toronto may also be required to pay Toronto’s Municipal Land Transfer Tax in addition to the provincial tax.

Eligible first-time home buyers may qualify for a land transfer tax refund of up to $4,000. Additional eligibility requirements apply, so buyers should confirm their circumstances before relying on an estimated rebate.