Unlock Over $100,000 in First-Time Buyer Incentives
Buying with a partner? That number jumps past $200,000. Spend one evening with The Johnson Team and walk out with a real plan to stop renting and start owning.
Reserve My Spot →First-Time Home Buyer Seminar
Every month you wait is money on the table
At $2,500/month rent, you're handing your landlord $30,000 a year — $150,000 over five years. The same money could be building your own equity instead.
What you've heard isn't always true
You need 20% down. Would it surprise you to know that's not true — and what you actually need is far less?
Government programs are too complicated. What if we showed you exactly how to access every dollar you qualify for?
Single buyers don't qualify. The rules might actually be working in your favour — let's prove it.
Four programs. Real money. Yours to claim.
We break down every incentive available to first-time buyers in Ontario — and show you how to stack them.
First-Time Home Buyers' Tax Credit
$10,000 non-refundable credit. Simple, direct, and often overlooked. Eligibility: first-time buyer who hasn't owned in the past 4 years.
Home Buyers' Plan (HBP)
Borrow tax-free from your own RRSP — up to $120,000 per couple. Repay over 15 years. Boost your down payment today.
First Home Savings Account
RRSP + TFSA combined. Tax-deductible going in, tax-free coming out. Stacks with the HBP — up to $80,000 per couple.
Ontario + Toronto Land Transfer Rebate
$4,000 Ontario + $4,475 Toronto rebates combined. Real savings at closing — money straight back in your pocket.
Five steps. From renter to homeowner.
This is the same proven framework we walk every client through — and we'll show you the whole thing at the seminar.
Map Your Programs
Identify every incentive you qualify for.
Build Your Strategy
A savings plan that actually moves the needle.
Get Pre-Approved
Know exactly what you can afford.
Source the Home
Right neighbourhood, right price, right time.
Protect You
Every step. From offer to keys in hand.
Worst case, you leave with clarity. Best case, you leave $200K closer to owning.
Seating is limited and goes fast. Register now and we'll send you a confirmation with everything you need to know.
- Personalized incentive walkthrough
- Live Q&A with The Johnson Team
- Free Buyer Strategy Session for attendees
- No pressure, no obligation
Register for the Seminar
Wednesday, September 9, 2026 · 7:00 PM · 1 East Mall Crescent, 2nd Floor